Rural Prosperity & Security Act
Fix EVERYTHING rural America needs: fire insurance, doctors, housing, teachers, and clean water. One comprehensive bill to save our small towns.
🏡 What Does This Bill Do?
Rural America is in CRISIS. Insurance companies won't cover fire-risk homes. Hospitals are closing. Teachers and doctors won't come. There's no affordable housing. Wells are going dry. This ONE bill fixes ALL of it: fire-safe home insurance, loan forgiveness for rural doctors and teachers, workforce housing grants, and water system help. Rural towns shouldn't have to die—they built this country!
🚨 Rural America in Crisis
🏛️ Five Big Fixes for Rural America
Fire Insurance
Reinsurance so companies MUST cover fire-safe homes
Healthcare
$250K loan forgiveness for 10-year rural docs
Housing
Grants, tax credits, down payment help
Teachers
$55-70K loan forgiveness in 5 years
Water
Well testing, treatment, drought resilience
🔥 Fire Insurance: Homes Can Get Coverage Again
Build a fire-safe home, get GUARANTEED insurance. No more being denied because of your ZIP code!
Fire-Hardened Standard
Class A roof, ember vents, 100-foot defensible space
Reinsurance Facility
Federal backup so insurers stay in the market
No Cancellation
Certified homes CAN'T be dropped for location
72-Hour Connectivity
Phones work during power shutoffs
🏥 Healthcare: Doctors & Nurses Who STAY
10-year commitment = massive loan forgiveness. Keep rural hospitals open!
Physicians & Dentists
$25K/year for 10 years
NPs, PAs, Midwives
$15K/year for 10 years
RNs & Pharmacists
$10K/year for 10 years
High-Need Bonus
Psychiatry, OB, ER, primary care
🏠 Housing: Places for Workers to Live
Essential workers need homes. Disaster survivors need to rebuild. Rural towns need affordable housing!
🔥 Disaster Rebuild
If 50%+ of community destroyed. Fire-hardening required.
💵 Down Payment
Disaster survivors. Plus $10K closing costs.
👷 Workforce Housing
Critical shortage areas. 30-year affordability.
🏠 Homebuyer Credit
10% of purchase price tax credit.
👩🏫 Teachers: Fill Every Classroom
Accelerated loan forgiveness in just 5 years. High-need subjects get even more!
Standard Forgiveness
20%/year for 4 years + balance in Year 5
High-Need Subjects
Math, science, special ed, CTE, bilingual
Down Payment
Forgivable homeownership help
Interest During Service
No interest while teaching rural
💧 Water: Every Tap Should Work
43 million Americans depend on private wells. Small water systems need help. Drought is coming.
Well Testing
Free testing for low-income families
New Well
When old well fails, get a new one
System Connection
Connect to public water instead
Drought Resilience
Regional storage, recharge, recycling
💰 How It's Paid For
Offsets from drug savings, fraud enforcement, and disaster prevention. Insurance facility is self-sustaining.
🛡️ Built-In Protections
100% Voluntary
States, counties, individuals choose to participate.
State Authority Preserved
No preemption of local codes, insurance, or water rights.
No Taxpayer Bailout
Insurance facility is self-sustaining from industry premiums.
PAYGO Compliant
All spending offset. No new entitlements.
GAO Reviews
Year 5 interim, Year 9 comprehensive evaluation.
10-Year Sunset
Expires unless Congress reauthorizes.
🏡 Save Rural America
Rural communities built this country. They grew our food, harvested our timber, and raised families for generations. Now they're in crisis: insurance companies fleeing, hospitals closing, teachers leaving, houses unaffordable, wells going dry. This ONE bill fixes it ALL—fire-safe home insurance, massive loan forgiveness for doctors and teachers who stay, workforce housing grants, and water system help. Voluntary. Constitutional. Fiscally responsible. That's showing your work.
Gregory Burgess for Congress
No Party Preference • California's 2nd Congressional District
"Show Your Work" Campaign